Industries Financial services

Platforms and infrastructure
that move money.

We build the financial platforms and the rails beneath them, from on-chain money movement to full-stack investment and wealth platforms, and we make traditional finance and on-chain infrastructure work together seamlessly. It is the vertical where we have built the most.

Talk to our team See our work
✸ The problem

In finance, trust and correctness are the product.

Money movement has no tolerance for ambiguity. Regulated workloads, throughput, correctness, and audit traceability are unforgiving, and the bar is the same whether the rails are traditional or on-chain. The patterns below recur across the financial platforms we build.

Trusted by
UpMarketRainHumaPaxosSolvStellarBralejiaCipherOwl UpMarketRainHumaPaxosSolvStellarBralejiaCipherOwl
✸ Patterns we bring

Repeatable across financial platforms, not one-off.

On-chain money movement

Stablecoin issuance, payments, card issuance, wallets, and on-chain credit, across Stellar, Canton, EVM, Solana, Cosmos, and Sui.

Investment & Wealth

Full-stack platforms that move alternative and private-market investing online end to end: discovery, accreditation, execution, portfolio tracking, distributions, and reinvestment.

On-chain Infrastructure

For businesses that are not crypto-native, we put on-chain rails under a familiar interface and make the two work together seamlessly, so users get the speed and settlement benefits without touching the complexity.

RWA and On-chain Credit

Tokenization and bringing real-world lending and assets on-chain, the bridge between traditional finance and Web3.

Compliance & Risk

KYC, KYB, AML, sanctions screening, accreditation, and audit traceability built into the platform from day one and designed for evolving frameworks.

AI-native finance

Portfolio construction, automated due diligence, and personalized wealth experiences.

✸ The stack

The on-chain money movement stack, and where we sit in it.

Money moves on-chain in layers, and we are engineered to interoperate across them. Above the rails sits the app the user touches, and beneath it a wallet, an issuer, a credit layer, a payment rail, and a compliance envelope at every step.

The app layer: the product users touch

Private-market and alternative investment platforms, SME lending and working-capital apps, and the onboarding and portfolio experiences on top.

UpMarketjia

Wallets: the entry point

Custody, key management, embedded wallets, and account abstraction.

CrossmintStellar

Stablecoin issuance: the asset itself

Minting, redemption, reserves, and integration with traditional banking.

PaxosBrale

Credit and RWA: the financing layer

Receivables financing, private credit, tokenized real-world assets, and collateral management.

HumaSolv

Payments and cards: the exit

Card issuance, settlement, and reconciliation at merchant and card-network scale.

RainCircleCoinflow

Compliance: the trust layer

KYC and KYB, sanctions screening, AML, and transaction monitoring as the envelope around every layer.

CipherOwl
✸ Ecosystem partnerships

Where we go deep.

Some chains we partner with formally, building developer tooling and contributing critical infrastructure. On others we ship production code every week.

Stellar

Recognized as a Trusted Service Provider. Migrations, ecosystem contributions, and developer tooling on Stellar and Soroban.

Canton Network

Design and deployment on Canton's privacy-preserving architecture. DAML development, tokenization, support for Canton coin formats / UTXO, and permissioned settlement integrations from asset issuance to 24/7 institutional settlement. Integration and validator operation services.

EVM · Solana · Cosmos · Sui

Production code on every chain our clients run on, with ChainSmith automating Cosmos EVM testing. Smart contract development, pre-audit, vaults design, issuance, RWA & Tokenization.

chainsmith.xyz

BlockSmith

An all-in-one Rust-native developer toolkit for Soroban smart contracts. Scaffolding, testing, deployment, and tracing in a single CLI — the same workflow our engineers use to ship to production every day.

blocksmith.co

Circle

We are a member of Circle Alliance, one of a curated group of partners Circle works with to ship USDC and stablecoin infrastructure at institutional scale. We bring deep engineering depth on issuance, payments, and compliance — with active production work alongside Circle’s ecosystem.

Allium

Partnered for data infrastructure integration and joint go-to-market, with Allium’s real-time and historical on-chain data across 150+ chains underpinning the compliance, monitoring, and analytics layers we build for clients across stablecoin rails, payment infrastructure, and RWA.

✸ Capital + engineering

We put capital where we build.

We are an operator first and a vendor second. Through CapStack we run capital on the same rails we build for clients, so our incentives are aligned with the networks and products we ship.

CapStack

On-chain capital, run in-house.

CapStack is our on-chain capital arm. We run tokenized vaults and funds in production, with issuance, NAV and epoch accounting, risk scoring, and signed-off attestations.

It is how capital and engineering move together, rather than one standing in for the other.

Visit CapStack
✸ Selected work

Production systems,
not prototypes.

On-chain infrastructure shipped to production.

RainPaymentsCard issuance and reconciliation scaled from 118K to 1M events per hour. HumaCredit · RWAPayFi and on-chain credit infrastructure on EVM, Solana & Stellar. LI.FIDeFiDEX Aggregation across 30+ DEXs with real-time swaps and routing. StellarWalletsMigrations and ecosystem engineering on Soroban. CipherOwlComplianceCompliance infrastructure: screening and monitoring. SolvCredit · RWABTC yield and tokenized credit infrastructure.
✸ Traditional FinTech

Not only on-chain.

Financial services spans both motions. Alongside the on-chain stack, we build and rebuild traditional financial software where regulated workloads, throughput, and audit traceability are unforgiving.

Wealth and RIA platforms

Portfolio, reporting, and advisor workflow systems with the audit traceability regulated work requires.

Payments and ledgers

High-throughput event processing, reconciliation, and settlement at card-network scale.

Brokerage and market data

Real-time pipelines and resilient integrations across providers and venues.

✸ Offerings

Lead with the solution, pair with the offer.

Create Transform Engineering subscription AI for your business

Financial services spans build and transform, and often the whole engineering team. We build new platforms and the infrastructure beneath them, transform systems that have outgrown their architecture, and in some cases operate as the full engineering team behind a financial product.

Let's build the next
layer of the stack.

Whether you are issuing a stablecoin, building a payment rail, or building a wealth platform, we start with a conversation about scope.

Talk to our team See our work